Following the many challenges the financial services industry has faced over recent years, there appears to be a decidedly more optimistic feel emerging. With the influence of the East rising, new opportunities are opening in investment, real estate and new products strategies and innovation. In the West, the pressure is being felt through regulatory changes, a developing framework for a new capital regime, and the call for recovery and resolution plans to be developed for banks and insurers. In this edition we also include a perspective of the market from senior executives across the sectors.

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